Terms of Use

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PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

TERMS AND CONDITIONS

The data and services described on this Web site are for informational purposes only. It is believed to be reliable, but Crews & Associates, Inc., First Security Bancorp, and other First Security Bancorp affiliates do not warrant its completeness or accuracy. None of the information contained in this Web site constitutes a solicitation or offer by Crews & Associates, Inc. or its affiliates to buy or sell any securities, options, or other financial instruments or to provide any investment advice or service. Before executing any transaction involving information you receive from this Web site, you should consult your business advisor, attorney and tax and accounting advisors with respect to the price, suitability, value or other aspects of any stock, mutual fund, security or other investment. Pricing and other information generated through the use of data or services made available herein may not reflect actual prices or values that would be available in the market at the time provided or at the time that the user may want to purchase or sell a particular security or other instrument.

The contents of this Web site and the terms and conditions listed herein are subject to change without notice.

Other First Security Bancorp affiliate Web sites may contain separate terms and conditions, which may differ from these terms and conditions. In the event of a conflict, those terms and conditions will govern for those sections or pages.

LINKS

This Web site may contain links to and from third party Web sites. Such links are provided solely as pointers to information topics that may be useful to users of the Crews & Associates, Inc. Web site. Crews & Associates, Inc. has no control over third party Web site content. Crews & Associates, Inc. hereby disclaims any liability for products, services, materials, or information offered by a third party Web site. Crews & Associates, Inc. does not guarantee nor endorse any products or services offered by a third party Web site.

LIMITATION OF LIABILITY

The contents of this Web site (all information, materials, services and products) is provided on an “AS IS”, “WHERE IS”, and “WHERE AVAILABLE” basis. Crews & Associates, Inc. does not provide any warranties of the information or services with regard to this Web site. Crews & Associates, Inc. disclaims any implied warranties of merchantability, non-infringement of third party rights, warranties of title, transmission of viruses or other harmful code, or fitness for a particular purpose. Crews & Associates, Inc. cannot guarantee the validity, accuracy, timeliness or completeness of any information herein.

Crews & Associates, Inc. will not be liable for any direct, incidental, consequential, punitive, special damages or any other damages of any kind incurred from the use of this Web site or any portion herein.

SUBMISSION

Any information submitted to Crews & Associates, Inc. via the Web site will be that of and shall remain property of Crews & Associates, Inc. and Crews & Associates, Inc. shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides Crews & Associates, Inc. through this site. Crews & Associates, Inc. shall not be subject to any obligations of confidentiality regarding submitted information except as agreed to by Crews & Associates, Inc. or as otherwise specifically agreed or required by law. Nothing containing herein shall be construed as limiting or reducing Crews & Associates, Inc.’s responsibilities and obligations to customers in accordance with Crews & Associates, Inc.’s Privacy Policy.

PROPERTY RIGHTS

All rights, title and interest in this Web site and any content contained herein is the exclusive property of Crews & Associates, Inc. and First Security Bancorp, except as otherwise stated. Unless otherwise specified, this Web site is for your personal and non-commercial use only. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, frame, create derivative works from, transform, or otherwise use in whole or in part any information, software, products or services obtained from this Web site, except for the purposes expressly provided herein, with Crews & Associates, Inc.’s prior written approval.

TRADEMARKS

Crews & Associates, Inc., Crews & Associates, Inc.’s logo, Crews, First Security Bancorp, First Security Bancorp’s logo, the teal blue Wave Device, and other services referenced herein are service marks or trademarks of Crews & Associates, Inc. and First Security Bancorp. All subsidiaries of First Security Bancorp also claim rights in certain trademarks and service marks contained in these Web pages. The names of actual companies and third party products mentioned herein may be the trademarks of their respective owners. You are prohibited from using any marks for any purpose without the written permission of Crews & Associates Inc., First Security Bancorp, or such third party which may own the marks.

GENERAL INFORMATION

This Web site is comprised of various Web sites operated by Crews & Associates, Inc., collectively, the (“Web site”). Certain sections of or pages on this Web site may contain separate terms and conditions, which are in addition to these Terms of Use. You should read those additional terms and conditions carefully. By accessing such sections or pages, you agree to be bound by those additional terms and conditions. In the event of a conflict, those additional terms and conditions will govern your use of those sections or pages.

Unauthorized use of Crews & Associates, Inc.’s Web site and systems, including, but not limited to, unauthorized entry into Crews & Associates, Inc.’s systems, misuse of passwords or misuse of any other information, is strictly prohibited. You may not use this Web site in any manner that could damage, disable, overburden, or impair any Crews & Associates, Inc. site or service or interfere with any other party’s use and enjoyment of any Crews & Associates, Inc. site or service. You may not attempt to gain unauthorized access to any Crews & Associates, Inc. site or service, computer systems or networks connected to any Crews & Associates, Inc. site or service, through hacking, password mining or any other means. You agree that you will not engage in any activities related to this Web site that are contrary to applicable laws or regulations.

Crews & Associates, Inc. reserves the right, in its sole discretion, without any obligation and without any notice requirement, to change, improve or correct the information, materials and descriptions on this Web site and to suspend and/or deny access to this Web site for scheduled or unscheduled maintenance, upgrades, improvements or corrections. The information and materials on this Web site may contain typographical errors or inaccuracies. Any dated information is published as of its date only, and Crews & Associates, Inc. does not undertake any obligation or responsibility to update or amend any such information. Crews & Associates, Inc. may discontinue or change any product or service described in or offered on this Web site at any time.

SECURITIES PRODUCTS

None of the information contained in this Web site constitutes a recommendation, solicitation or offer by Crews & Associates, Inc. or its affiliates to buy or sell any securities, options or other financial instruments or provide any investment advice or service. The information contained in this Web site has been prepared without reference to any particular user’s investment requirements or financial situation. Certain transactions give rise to substantial risk and are not suitable for all investors. Prior to the execution of any transaction involving information you receive from this Web site, you should consult your business advisor, attorney and tax and accounting advisors with respect to the price, suitability, value, risk or other aspects of any stock, mutual fund, security or other investment. Pricing and other information generated through the use of data or services made available herein may not reflect actual prices or values that would be available in the market at the time provided or at the time that the user may want to purchase or sell a particular security or other instrument. The information and services provided on this Web site are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or clearing organization or where Crews & Associates, Inc. is not authorized to provide such information or services. Some products and services described in this Web site may not be available in all jurisdictions or to all clients.

GOVERNING LAW

The user’s access and use of the Web site, and the terms of this disclaimer, are governed by the laws of the State of Arkansas.

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You are leaving crewsfs.com. Crews & Associates, Inc. is a wholly owned, non-bank affiliate of First Security Bancorp. Crews provides this link for your convenience and in so doing assumes no responsibility for the content, links, privacy policy, or security policy of the following Web site.

Tools offered by the following Web site are provided for informational and illustrative purposes only. We guarantee neither the accuracy of the calculations nor their application to your circumstances. For personal advice, please consult with your account executive or investment banker.

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The information offered and contained on this Crews & Associates, Inc. website is for viewer information only. None of this information is to be construed as an offer to buy or sell securities. Nothing contained herein shall be construed to be investment advice. All information is from sources believed to be reliable, but cannot be guaranteed. Investors should always consult with their Crews & Associates, Inc. Account Executive for specific details, and refer to the preliminary or final official statement for more information about any particular issue. Investors should be familiar with the terms - including maturities, call features, interest payments and credit quality of an issue - before purchasing it and the particular company before investing in any security.

Crews & Associates, Inc. makes no warranties or undertakings as to the accuracy of this information. The securities mentioned here are subject to prior sale and may not be available. The sale of these securities shall not take place in any jurisdiction in which it is unlawful to make such offer, solicitation or sale. In no event will Crews & Associates, Inc. be liable to you or anyone else for any decision made or action taken by you in reliance on such information or for any consequential, special or similar damages, even if advised of the possibility of such damages.

By choosing to download and view this preliminary official statement, you are acknowledging that you have read, understood and accepted this disclaimer.

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If you have a 9-digit account number that begins with 3JG, please contact your account executive by calling 1.800.766.2000. Alternatively, if you have already established online access you may access your account by .

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You are leaving crewsfs.com. Crews & Associates, Inc. is a wholly owned, non-bank affiliate of First Security Bancorp. Crews provides this link for your convenience and in so doing assumes no responsibility for the content, links, privacy policy, or security policy of the following Web site.

Tools offered by the following Web site are provided for informational and illustrative purposes only. We guarantee neither the accuracy of the calculations nor their application to your circumstances. For personal advice, please consult with your account executive or investment banker.

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