Respecting and protecting individual client privacy has been vital to our business. By sharing our Privacy Principles, we trust that our individual clients will better understand how we keep client information private and secure while using it to provide services and products.
- Protecting the confidentiality of our client information
- The types of information we have about you and where it comes from
- The types of information we share, why and with whom
Protecting the Confidentiality of Client Information
We take our responsibility to protect the privacy and confidentiality of client information very seriously. We maintain physical, electronic and procedural safeguards that comply with federal standards to store and secure information about you from unauthorized access, alteration, and destruction. Our control policies, for example, authorize access to personal information only by individuals who need access to do their work.
Clients who receive information from us, or transact business with us, through the Internet are covered by the privacy policies posted on the Web sites they visit.
Information We Have Collected About You
We limit the collection, use and retention of client information to what we reasonably believe will help us deliver superior service, to administer our business, manage our risks, market our services and products, and to meet applicable laws and regulations.
For example, we may receive information about you from various sources, including:
- your requests for Crews & Associates, Inc.’s products or services, such as your financial information on a new account application
- your transactions with us, such as your account balance and transaction history
- customer reporting agencies (credit bureaus) such as your credit history
- information obtained from transactions with nonaffiliated third parties such as providers of mutual funds and variable annuities offered by Crews & Associates, Inc.
Information We Share with Others
We share information we have about you for legal and routine business reasons, as permitted by law. For example, we may share information with regulatory authorities and law enforcement officials, provide information to protect against fraud, report account activity to credit bureaus, share information with your consent, and give account information to check the accuracy of other service providers who work for us. From time to time, we enter into agreements with other companies that provide services to us or make our products and services available to you. These companies may receive information about you, but they are limited in their use of this information.
In addition, it is often necessary to share customer information with other companies, including our affiliates, that assist us with usual business activities including, but not limited to, account administration, customer service, transactions processing and delivery of account statements.
Other than as stated above, we do not share personally identifiable information we have about you with anyone nor do we sell any information about our customers to anyone.